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Deborah Sementa

Deborah Sementa ABD

Professional Projects or Initiatives of Interest

I have a long history in the banking industry serving both as a regulator and a compliance officer. As a regulator, I examined banks and credit unions on safety and soundness, information systems, and CRA compliance. As compliance officer, I oversaw all aspects of bank operations. With over 27 years in banking, I am very knowledgeable with challenges banks and credit unions face, particularly with the Consumer Financial Protection Bureau’s consumer protection initiatives.

I attend industry seminars and conferences and stay current on banking developments. I am a good resource on banking and I encourage you to reach out to me if you have any questions or concerns regarding the industry. I served as chair of the Eastern Massachusetts Compliance Network and as a member of Massachusetts Bankers Association’s Legal and Regulatory Compliance Committee.



ABD - Capella University (EdD-Educational Leadership and Management, 2016)
MBA Business Law - Suffolk University
BS Finance - Central Connecticut State University

Certificates & Professional Accreditation

Certified Regulatory Compliance Manager (CRCM) - ABA Institute of Certified Bankers

Courses Taught at NECB

MBE501 Regulations and Regulators
MBE510 Governance, Ethics & Compliance
MBE540 Corporations & Compliance: Case Studies
MBE560 The Culture of Ethics
MBE570 Capstone: Ethics & Compliance
MBA530 Legal Issues in Business
BNK201 Principles of Banking
BNK301 Consumer Credit
BNK405 Contemporary Regulatory Issues
MGM250 Business Ethics

Professional Experience

1997-2014 The Cape Cod Five Cents Savings Bank - Director of Compliance/Compliance Officer

Professor Sementa worked in the financial services industry for over 26 years and is considered an industry expert in banking and compliance. For over a decade, she was a principal bank examiner for the State of Connecticut. In her capacity as a regulator, Professor Sementa was a speaker and served on a panel with other industry experts for the Banking Compliance Association of Connecticut. For over 16 years, she served as the Director of Compliance and Compliance Officer for a multibillion dollar community bank, where she was responsible for compliance in all areas of the bank. She is a Certified Regulatory Compliance Manager (CRCM) and is presently pursuing her doctoral degree in educational leadership. Deborah has written several articles on the state of the banking environment for various trade publications. She is former president of her local chamber of commerce where she spent many years serving as a board member for both the Chamber and the Chamber’s Charitable Foundation. She is also a member of her town’s Charter and Bylaws Committee. Professor Sementa served several years as chairperson and officer of the Eastern Massachusetts Compliance Network (EMCN), an organization with over 220 compliance professionals.

Publications and Lectures

Sementa, D. (2015, May) Current compliance profession. Edcor, 15 (2Q.).